Online Credit Report
Credit Management Coach
Direct Deposit
Payroll Deduction
Automatic Transfers
View your credit report online now!
Do you have less than perfect credit?
Take our quiz to determine if you are heading toward a credit emergency.
Have You:
- Argued with your spouse over bills?
- Increased the percentage of your income being used to pay off debts?
- Approached or reached your credit limits?
- Paid only the minimum on revolving accounts?
- Been chronically late in paying bills?
- Borrowed to pay for items you used to pay for with cash?
- Put off medical or dental visits for financial reasons?
- Reached a point where losing your job would place you in immediate financial difficulty?
- Been threatened with repossession of your car or credit cards or with other legal action?
- Avoided calculating your total debt and are afraid to add it up?
If you had one or more YES answers, what should you do? Try our Credit Management Coach and then call Service Plus CU at 951-680-1998 or email us for information on credit counseling. You may be heading towards a credit emergency. Let your credit union help you.
Direct Deposit is a safe and easy way to have your money deposited directly into your checking or savings account. When you use direct deposit:
- you allow a company (usually your employer or Social Security) to electronically transfer money into your account.
- There is no need to take the time to cash a check yourself, the money will automatically be deposited into your account on your normal pay date.
Why use Direct Deposit?
Convenience: No more special trips to the credit union to cash or deposit your check--a nice feature if you're busy, on vacation or away on business.
Reliability: You will have peace of mind knowing your money will always be in your account on time.
Security: With direct deposit, you don't have to worry about lost, stolen and misplaced checks.
Simple: You will still receive a pay stub from your employer detailing your salary and direct deposit amount. But instead of making a trip to the credit union with your check, your money will already be in your account.
The transit and routing number for Service Plus Credit Union (required for direct deposit, along with your member number) is 322281248.
Are you receiving Social Security Benefits? Learn more about the benefits of direct deposit of your monthly social security benefits.
We work with your payroll department to offer you automatic deductions from your paycheck.
- You select the amount to be deducted from your pay.
- Your employer sends it to your Service Plus CU account automatically.
- The painless way to save on a regular basis.
- An easy way to make loan payments at the credit union.
You can have your loan payments or savings transfers made automatically by Service Plus CU each month.
- Amounts can be transferred by Service Plus CU each month to your loan or another deposit account from your Service Plus CU savings or checking account on a recurring basis.
- Amounts can be transferred by Service Plus CU each month to any Service Plus CU loan from your account at any other financial institution on a recurring basis.
Both options provide peace of mind knowing that your savings plans are consistent and your loan payments will be made on time, every time.
If you have questions, please email the credit union.
