Regular Share
Account Type Rate Type Minimum Opening Deposit Dividend Rate Annual Percentage Yield Dividend Declaration Date
The dividend rate will be paid on the entire balance in your account.

Money Market Account
Account Type Rate Type Minimum Opening Deposit Dividend Rate Annual Percentage Yield Interest Declaration Date
APY= Annual Percentage Yield
There is no minimum to open this variable rate account.
The interest rate reflected will be paid on the entire balance in your account.


APY= Annual Percentage Yield
There is no minimum to open this variable rate account.
The interest rate reflected will be paid on the entire balance in your account.

Holiday and Vacation Club
Rate Type Minimum Opening Deposit Dividend Rate Annual Percentage Yield Dividend Declaration Date
APY= Annual Percentage Yield
A minimum of $5 is required to open this variable rate account.
The dividend rate reflected will be paid on the entire balance in your account.

Interest Checking
Rate Type Minimum Opening Deposit Dividend Rate Annual Percentage Yield Interest Declaration Date
The $8.00 monthly service fee will be waived if you maintain an average daily balance of $2,500.
The dividend rate reflected will be paid on the entire balance in your account.

IRA/Roth IRA/Education IRA
Rate Type Minimum Opening Deposit Interest Rate Annual Percentage Yield Dividend Declaration Date
You will earn the stated rate for each day your account maintains a balance of $100 or greater. The dividend rate reflected will be paid on the entire balance in your account.

Education IRA Certificate
Rate Type Minimum Opening Deposit* Interest Rate Annual Percentage Yield* Interest Declaration Date Maturity Date

IRA / Roth IRA Share Certificates
Rate Type Minimum Opening Deposit* Interest Rate Annual Percentage Yield* Interest Declaration Date Maturity Date

Share Certificates
Rate Type Minimum Opening Deposit* Interest Rate Annual Percentage Yield* Interest Declaration Date Maturity Date

Add-On Share Certificates
Rate Type Minimum Opening Deposit* Interest Rate Annual Percentage Yield* Interest Declaration Date Maturity Date
You may make deposits to the Add-On Share Certificate during its term.

Step-Up Share Certificates
Rate Type Minimum Opening Deposit* Interest Rate Annual Percentage Yield* Interest Declaration Date Maturity Date
You are allowed to "bump-up" the rate on the Step-Up share Certificate one time during its term.

Special Share Certificates
Rate Type Minimum Opening Deposit* Dividend Rate Annual Percentage Yield* Interest Declaration Date Maturity Date
This rate and term is for new funds coming in to Service Plus CU only (not a rollover share certificate or funds from an existing account).
*Special Rates:
Add .13% on Share Certificates of $10,000 to $24,999.
Add .25% on Share Certificates of $25,000 or more (excludes Performance Plus Certificates).


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