Prime Platinum
Gold
Preferred
Classic
Standard Secured and Basic Secured
Apply for a VISA
VISA Debit Card
Lost/Stolen VISA - Important Phone Numbers
Every Service Plus CU VISA offers these core benefits:
- Visa's ZERO Liability. Any fraudulent charges on your VISA will be reimbursed to you. Learn more.
- a 25-day grace period on new purchases. You never pay finance charges on new purchases when your balance is paid in full during the 25-day grace period.
- Free cash advances and balance transfers. We never charge the typical 2-3% fees other issuers charge.
- Travel Accident Insurance. Pays benefits if you die or are disabled during a trip purchased with your Service Plus VISA.
- Free Auto Rental Collision coverage.
- Free Warranty Services.
- Free Emergency and Travel Services
- Fraud protection at Verified by Visa
Service Plus CU's VISA Prime Platinum is our most prestigious card--with the most benefits. Other benefits include:
- All the core benefits outlined above.
- 90-Day Product Protection. Refunds damaged or stolen products purchased with this card within 90 days.
- Identity Theft Insurance. Expense reimbursement up to $1,000 due to ID Theft.
- Identity Theft Victim Assistance. Recommendation and assistance with ID Theft.
- Payment Card Registration. Register all your payment cards and report lost/stolen cards with one single call.
- Travel Reservation Service. 24/7 personal travel agency for any type of travel.
- No introductory teaser rate. Low rates all year long.
- Travel Accident Insurance coverage for up to $500,000.
- Variable-rate credit card. Indexed to and matches the Prime rate (the rate at which banks lend money to one another). Minimum rate is 7.00% APR*.
There is a low annual fee of $25.00.
- Use our online application to apply today.
VISA Gold offers extremely low rates and higher credit limits for the member with the maximum credit qualifications. Other benefits include:
- All the core benefits outlined above.
- Travel Accident Insurance coverage for up to $400,000.
- Low rate and no annual fee. The rate is not an introductory rate.
- Save money. Service Plus CU has no fee for transferring balances to the VISA Gold.
- Use the VISA Gold to pay off balances on those credit cards that charge higher interest rates and start saving right away.
- Use our online application to apply today.
Service Plus CU's VISA Preferred card is for members who have well-established credit. Other benefits include:
- All the core benefits outlined above.
- Travel Accident Insurance coverage for up to $250,000.
- Save money. VISA Preferred has a low, competitive rate.
- No annual fee. You'll save money with this card, because there's no annual fee.
- No fee for transferring balances or for cash advances.
- Use our online application to apply today.
If you're a first-time borrower or have a limited credit record, the VISA Classic card can help establish a good credit history. VISA Classic may also help members who have had credit problems in the past to re-establish a good credit history. Other benefits include:
- All the core benefits outlined above.
- Travel Accident Insurance coverage for up to $250,000.
- Save money. Service Plus CU's VISA Classic card has a competitive rate for comparable products.
- There is a low annual fee of $10.00.
- Use our online application to apply today.
Both cards have the same features and benefits as the VISA Classic card, but the credit limit is secured by your savings at the credit union. Other benefits include:
- All the core benefits outlined above.
- Travel Accident Insurance coverage for up to $250,000.
- Designed for the member who wants the convenience of a credit card without the credit risk.
- Designed for the member who may need an opportunity to re-establish a solid credit rating.
- There is a low annual fee of $25.00.
- Use our online application to apply today.
We have several methods to apply for a VISA. Check them out today!
If your VISA is lost or stolen, report it immediately.
- During regular business hours: 951.680.1998 or toll-free 888.680.PLUS (7587).
- After hours: 800.991.4965
- After hours, international: 410.581.9994 (collect calls are accepted, 24/7)
