Share Accounts
Money Market
Money Market Plus
Share Certificates
Savings Calculator
- $25 minimum balance requirement to open and maintain credit union membership.
- Dividends are computed using the daily balance and earned on daily balances over $100.
- Dividends are declared by the board of directors and paid at the end of the quarter.
- For members who want to save for vacations.
- Payroll deductions can be the painless way to deposit into this account.
- Members are permitted one penalty-free withdrawal per quarter.
- For members who want to save for the holiday season.
- Payroll deductions can be the painless way to deposit into this account.
- Members are permitted to withdraw without penalty from October 1 through December 31.
- When you're ready to spend your savings, you may:
- transfer the funds to your checking account,
- withdraw the funds at the credit union, or
- have a check mailed to you using CU Connect.
- This versatile account offers limited check writing privileges with a good rate of return.
- There is no minimum balance requirement.
- Interest is computed on the average daily balance and is earned for each day the account balance is over $2,500.
- Interest is paid monthly.
Is this type of account for me?
If you keep over $2,500 in a share account, why not earn a greater rate of return in a money market account?
- Funds are liquid, as opposed to a share certificate where you have committed to a specific term.
- Up to three checks a month are allowed to clear your account.
- You can use your money market account as an overdraft source for your checking account.
- You have ATM access to your money market funds by selecting "other" on the ATM screen.
Please email the credit union if you would like more information about the benefits of a money market account.
Regular Share Certificates
Share Certificates are a good choice for members who want a safe investment and guaranteed return.
- Offered for six months, 1-year, 2-year, 3-year, 5-year, and 10-year terms.
- Interest is computed on the daily balance and compounded and credited to your accounts quarterly.
- Minimum balance requirement of $1,000 to open the account.
- Certificates over $25,000 receive a bonus rate of 0.125%.
- Check out our current rates.
Add-On Certificates
The Add-On Certificate is similar to a regular share certificate, but offers some flexible benefits.
- Offered for six months or one-year terms.
- Minimum balance requirement is only $500.
- You may make deposits to the Add-On Certificate during its term.
- Check out our current rates.
Step-Up Certificates
The Step-Up Certificate is similar to a regular share certificate, but offers flexibility with the rate.
- Offered for one and two-year terms.
- Minimum balance requirement is $1,000.
- If rates increase, you may "bump-up" the rate one time during its term.
- Check out our current rates.
Special Share Certificates
This share certificate is special because the annual percentage yield is higher than a regular share certificate.
- Offered for 15-month term only.
- Minimum balance requirement is $1,000.
- This certificate is for new funds deposited only.
- Rollover share certificates or funds from an existing Service Plus CU account do not qualify.
- Check out our current rates.
If you need help in determining how much money to save each year in order to achieve your financial goals, visit our Savings Calculator™.
